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The Water Cooler
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<blockquote data-quote="Steelers Fan" data-source="post: 4218535" data-attributes="member: 16254"><p>Get ready. If you are uninsured now, then when you do acquire insurance it will be at a ridiculously high rate. <strong>You will be considered high risk and</strong> <strong>irresponsible for not carrying</strong> ( <em>this last statement applies to your insurance by insurance companies and also applies to you by your OKSHOOTERS brethren if no iron or aluminum and plastic are strapped to your side</em> ). I have a rent house that is paid for, no mortgage, so I was not required to carry. When I went thru a difficult period years back I took the risk and decided to not carry for a bit as we were past the storm season. Didn't think it was a big deal and would re-shop all properties and vehicles later. When I re-enlisted it was as if I had to pay the back insurance. Auto insurance doesn't seem to have that same effect, which really doesn't make sense by their logic. An uninsured motorist can crash into others property and destroy or damage it but I have yet to see my house leave it's foundation and act with reckless abandon and I'm not strong enough to throw the chimney, garage door or a/c condensing unit at anyone or their property. Special note - The <strong>government vehicles are not insured</strong>. Years ago a friend of mine's wife took a head on hit from US Army vehicle at fault. They outright said we don't carry and it goes on your insurance that your required to carry. It was a dragged out, lawsuit experience.</p></blockquote><p></p>
[QUOTE="Steelers Fan, post: 4218535, member: 16254"] Get ready. If you are uninsured now, then when you do acquire insurance it will be at a ridiculously high rate. [B]You will be considered high risk and[/B] [B]irresponsible for not carrying[/B] ( [I]this last statement applies to your insurance by insurance companies and also applies to you by your OKSHOOTERS brethren if no iron or aluminum and plastic are strapped to your side[/I] ). I have a rent house that is paid for, no mortgage, so I was not required to carry. When I went thru a difficult period years back I took the risk and decided to not carry for a bit as we were past the storm season. Didn't think it was a big deal and would re-shop all properties and vehicles later. When I re-enlisted it was as if I had to pay the back insurance. Auto insurance doesn't seem to have that same effect, which really doesn't make sense by their logic. An uninsured motorist can crash into others property and destroy or damage it but I have yet to see my house leave it's foundation and act with reckless abandon and I'm not strong enough to throw the chimney, garage door or a/c condensing unit at anyone or their property. Special note - The [B]government vehicles are not insured[/B]. Years ago a friend of mine's wife took a head on hit from US Army vehicle at fault. They outright said we don't carry and it goes on your insurance that your required to carry. It was a dragged out, lawsuit experience. [/QUOTE]
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