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The Water Cooler
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<blockquote data-quote="OK Corgi Rancher" data-source="post: 4218554" data-attributes="member: 45773"><p>I didn't say 'law' (of which there are plenty)...I said 'mandated'. And you'll also notice the OP asked about auto and home insurance. So I mentioned both.</p><p></p><p>And seriously, you don't know there are laws that require auto insurance? And you don't understand how someone not having auto insurance and getting into an accident causes the rates of those who do insure their vehicles, as mandated by law when driving on public roadways, to increase? If you don't, you have some learnin' to do.</p><p></p><p>Maybe you don't have a mortgage on your house. Good for you if that's the case. For those who do, the mortgage company will mandate you carry insurance on the home. Most of the time, If you don't, they'll carry it on your home for you and charge exorbitant prices.</p><p></p><p>So, yeah...insurance is mandated in some cases by law (the state/government) and by certain private entities (mortgage and/or finance companies). And my guess is you'd rather pay the cost of insurance than the cost of having your home destroyed.</p></blockquote><p></p>
[QUOTE="OK Corgi Rancher, post: 4218554, member: 45773"] I didn't say 'law' (of which there are plenty)...I said 'mandated'. And you'll also notice the OP asked about auto and home insurance. So I mentioned both. And seriously, you don't know there are laws that require auto insurance? And you don't understand how someone not having auto insurance and getting into an accident causes the rates of those who do insure their vehicles, as mandated by law when driving on public roadways, to increase? If you don't, you have some learnin' to do. Maybe you don't have a mortgage on your house. Good for you if that's the case. For those who do, the mortgage company will mandate you carry insurance on the home. Most of the time, If you don't, they'll carry it on your home for you and charge exorbitant prices. So, yeah...insurance is mandated in some cases by law (the state/government) and by certain private entities (mortgage and/or finance companies). And my guess is you'd rather pay the cost of insurance than the cost of having your home destroyed. [/QUOTE]
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