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The Water Cooler
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Let's talk personal debt
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<blockquote data-quote="dwkennedy" data-source="post: 2019824" data-attributes="member: 1717"><p>I did "B".</p><p></p><p>The money is invested in FDIC insured accounts for 4% (Coppermark bank)</p><p></p><p>I ended up with a 2.75% mortgage at Allegiance Credit union.</p><p></p><p>I am making money on the deal, even after taxes... and the money is always there to pay off the mortgage, in case interest rates I can safely earn drop below the 2.75% (after tax) If I were to lose my income for a while, I would also have a pretty good cushion to fall back on.</p></blockquote><p></p>
[QUOTE="dwkennedy, post: 2019824, member: 1717"] I did "B". The money is invested in FDIC insured accounts for 4% (Coppermark bank) I ended up with a 2.75% mortgage at Allegiance Credit union. I am making money on the deal, even after taxes... and the money is always there to pay off the mortgage, in case interest rates I can safely earn drop below the 2.75% (after tax) If I were to lose my income for a while, I would also have a pretty good cushion to fall back on. [/QUOTE]
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