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The Water Cooler
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My Credit Score Is Zero...
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<blockquote data-quote="jstaylor62" data-source="post: 3124660" data-attributes="member: 6870"><p>I ran into that similar issue 25 years ago. I closed accounts I was no longer using thinking I was being responsible. What I didn't understand was that both the number of active accounts and how long they have been open add to your credit score. They are used for your average and can help keep your score from dropping to much if you need to open a new account.</p><p></p><p>Check out Credit Karma and monitor your score. I doubt you will see that your Debit card being reported to the credit bureaus.</p></blockquote><p></p>
[QUOTE="jstaylor62, post: 3124660, member: 6870"] I ran into that similar issue 25 years ago. I closed accounts I was no longer using thinking I was being responsible. What I didn't understand was that both the number of active accounts and how long they have been open add to your credit score. They are used for your average and can help keep your score from dropping to much if you need to open a new account. Check out Credit Karma and monitor your score. I doubt you will see that your Debit card being reported to the credit bureaus. [/QUOTE]
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My Credit Score Is Zero...
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