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The Water Cooler
General Discussion
My Credit Score Is Zero...
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<blockquote data-quote="aarondhgraham" data-source="post: 3124760" data-attributes="member: 13337"><p>When I applied for an emergency loan last year,,,</p><p>My credit score was 820.</p><p></p><p>I too own my home (paid off 4 years ago),,,</p><p>And have no other debt except for a life-long student loan payment.</p><p></p><p>My bank told me it's because I use a credit card for <u><strong>everything</strong></u>,,,</p><p>And then go online to pay the card off every Tuesday morning.</p><p></p><p>According to the loan officer,,,</p><p>It's the constant use and never having an outstanding balance that does it for me.</p><p></p><p>Aarond</p><p></p><p>.</p></blockquote><p></p>
[QUOTE="aarondhgraham, post: 3124760, member: 13337"] When I applied for an emergency loan last year,,, My credit score was 820. I too own my home (paid off 4 years ago),,, And have no other debt except for a life-long student loan payment. My bank told me it's because I use a credit card for [U][B]everything[/B][/U],,, And then go online to pay the card off every Tuesday morning. According to the loan officer,,, It's the constant use and never having an outstanding balance that does it for me. Aarond . [/QUOTE]
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