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The Water Cooler
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My Credit Score Is Zero...
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<blockquote data-quote="FullAuto" data-source="post: 3124912" data-attributes="member: 5110"><p>I have never understood achieving a debt free status but not being able to go out and buy what you want. You own everything but your name isn't good enough to sign for a used Civic. Congrats? </p><p></p><p>I paid off my primary home in 43 months. I paid off all my vehicles and lived debt free for a few years. Sure, you can sleep well knowing all you have to do is pay insurance and OG&E. It's a safe way to build wealth, but it's too slow for me. Debt can be a tool. I've gained far more net worth leveraging debt. I've had a lot more fun too. </p><p></p><p>As several others have said, just get a rewards credit card and run all your monthly expenses on it. Pay it off every month. Few people have money problems. The majority of people have discipline problems.</p></blockquote><p></p>
[QUOTE="FullAuto, post: 3124912, member: 5110"] I have never understood achieving a debt free status but not being able to go out and buy what you want. You own everything but your name isn't good enough to sign for a used Civic. Congrats? I paid off my primary home in 43 months. I paid off all my vehicles and lived debt free for a few years. Sure, you can sleep well knowing all you have to do is pay insurance and OG&E. It's a safe way to build wealth, but it's too slow for me. Debt can be a tool. I've gained far more net worth leveraging debt. I've had a lot more fun too. As several others have said, just get a rewards credit card and run all your monthly expenses on it. Pay it off every month. Few people have money problems. The majority of people have discipline problems. [/QUOTE]
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