Thanks FullAuto. You have saved me over hundred $.Yes, there are better options depending on the amount of coverage you are needing. If you are insuring less than $20-25k, check collectinsure.com. For larger amounts, check Historic Firearms. For less than $10k, I'd probably just stick with whoever has your home.
I'm not sure how competitive the NRA coverage is on the lower amounts, but I know they are no where near competitive when they get $20k +.