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The Water Cooler
General Discussion
Rear ended by OKC police. They do not carry auto insurance
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<blockquote data-quote="inactive" data-source="post: 3239648" data-attributes="member: 7488"><p>I won’t comment on the bodily injury side as that’s not my specialty (and your attorney will handle that but usually NOT the car as they don’t get paid to handle the car damages. It’s against the bar regulations), but I’ll say sadly that I’m certain the car is a total loss. They don’t pay to fix that damage on that year and model. They won’t replace it of course either, but they’ll pay a cash settlement for the pre-loss condition of the Taurus. So I know you said you don’t care about the money, but all claims are about is the money. They pay for the loss in cash, not with another used Taurus. </p><p></p><p>Start looking around Craigslist and AutoTrader for 2006 Taurus and getting an idea of what they are going for. Consider the differences in mileage and condition. Keep that in mind once they finally get around to handling the claim. Sometimes they’ll throw out a crazy good settlement so take it and run. But if it looks low compared to what you saw available in the classifieds, be ready to talk to them about what you’re seeing the cars listed for.</p></blockquote><p></p>
[QUOTE="inactive, post: 3239648, member: 7488"] I won’t comment on the bodily injury side as that’s not my specialty (and your attorney will handle that but usually NOT the car as they don’t get paid to handle the car damages. It’s against the bar regulations), but I’ll say sadly that I’m certain the car is a total loss. They don’t pay to fix that damage on that year and model. They won’t replace it of course either, but they’ll pay a cash settlement for the pre-loss condition of the Taurus. So I know you said you don’t care about the money, but all claims are about is the money. They pay for the loss in cash, not with another used Taurus. Start looking around Craigslist and AutoTrader for 2006 Taurus and getting an idea of what they are going for. Consider the differences in mileage and condition. Keep that in mind once they finally get around to handling the claim. Sometimes they’ll throw out a crazy good settlement so take it and run. But if it looks low compared to what you saw available in the classifieds, be ready to talk to them about what you’re seeing the cars listed for. [/QUOTE]
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The Water Cooler
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Rear ended by OKC police. They do not carry auto insurance
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