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The Water Cooler
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<blockquote data-quote="TerryMiller" data-source="post: 3265672" data-attributes="member: 7900"><p>With regards to Medicare, when I signed up, I had heard of the policy that if one didn't take Part B on signup, then one was penalized for each month that one was without that part. Sadly, they didn't tell me that the same applied to Part D, so we get to pay a penalty for each of 14 months when I was without prescription drug coverage. That penalty is charged each and every month.</p><p></p><p>So, I tell everyone that when signing up for Medicare, be sure and sign up for both B and D. Granted, there may be a method by which one can delay signing up for those two plans, but I'm not sure it is worth the trouble.</p></blockquote><p></p>
[QUOTE="TerryMiller, post: 3265672, member: 7900"] With regards to Medicare, when I signed up, I had heard of the policy that if one didn't take Part B on signup, then one was penalized for each month that one was without that part. Sadly, they didn't tell me that the same applied to Part D, so we get to pay a penalty for each of 14 months when I was without prescription drug coverage. That penalty is charged each and every month. So, I tell everyone that when signing up for Medicare, be sure and sign up for both B and D. Granted, there may be a method by which one can delay signing up for those two plans, but I'm not sure it is worth the trouble. [/QUOTE]
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