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The Water Cooler
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Scorpion sting leads to a hefty bill
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<blockquote data-quote="rr2008" data-source="post: 1890954" data-attributes="member: 4073"><p>"pays" to know what you are getting when you are purchasing insurance. if she would of had a private policy, not hmo or ppo, there likely would have been no in network or out of network differentiation. if i recall those private policy are very pricey, and would pay like 80% and you would pay 20% of the bill. I do not know if the private policy would have negotiated rates with the hospitals, since there is no network associated, and if not the billing could be at full hospital rate. So 20% of $83,046 would have been $16,609 or there abouts. Might be a break even deal considering she probably was not covered by or paying the pricier private policy.</p></blockquote><p></p>
[QUOTE="rr2008, post: 1890954, member: 4073"] "pays" to know what you are getting when you are purchasing insurance. if she would of had a private policy, not hmo or ppo, there likely would have been no in network or out of network differentiation. if i recall those private policy are very pricey, and would pay like 80% and you would pay 20% of the bill. I do not know if the private policy would have negotiated rates with the hospitals, since there is no network associated, and if not the billing could be at full hospital rate. So 20% of $83,046 would have been $16,609 or there abouts. Might be a break even deal considering she probably was not covered by or paying the pricier private policy. [/QUOTE]
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