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The Water Cooler
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shop online for my home loan
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<blockquote data-quote="1krr" data-source="post: 2718766" data-attributes="member: 750"><p>We built our own home (we were the builder) which means we had to get very familiar with mortgage financing. I'll say that from my experience, I found local credit unions to be by far superior to big banks and generally cheaper than even the local banks. Not only did my credit union write me a construction loan as an owner/builder but when it came time to move into a traditional mortgage, they had the best rate and didn't charge me huge closing fees to close both loans. Your mileage may vary but I would say it's worth shopping around starting with whoever you have your construction loan with and shopping local credit unions and banks first.</p></blockquote><p></p>
[QUOTE="1krr, post: 2718766, member: 750"] We built our own home (we were the builder) which means we had to get very familiar with mortgage financing. I'll say that from my experience, I found local credit unions to be by far superior to big banks and generally cheaper than even the local banks. Not only did my credit union write me a construction loan as an owner/builder but when it came time to move into a traditional mortgage, they had the best rate and didn't charge me huge closing fees to close both loans. Your mileage may vary but I would say it's worth shopping around starting with whoever you have your construction loan with and shopping local credit unions and banks first. [/QUOTE]
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shop online for my home loan
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