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The Water Cooler
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Teaching your kids financial responsibility
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<blockquote data-quote="dennishoddy" data-source="post: 2774354" data-attributes="member: 5412"><p>Never been a fan of Dave Ramsey. He and others in the same boat only say what any straight thinking person should know. If you can't afford it, don't buy it. </p><p></p><p>That's great advice. Shame most in this country don't do it. </p><p></p><p>I do understand the concept of credit, and having to use it to buy a house/car and emergencies, but keeping ones personal finances in line with their paycheck is just common sense. </p><p></p><p>I had a friend that used the principles put forth by a home flipper, and they lost their retirement. They will be working until the day they die because they have to.</p></blockquote><p></p>
[QUOTE="dennishoddy, post: 2774354, member: 5412"] Never been a fan of Dave Ramsey. He and others in the same boat only say what any straight thinking person should know. If you can't afford it, don't buy it. That's great advice. Shame most in this country don't do it. I do understand the concept of credit, and having to use it to buy a house/car and emergencies, but keeping ones personal finances in line with their paycheck is just common sense. I had a friend that used the principles put forth by a home flipper, and they lost their retirement. They will be working until the day they die because they have to. [/QUOTE]
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