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The Water Cooler
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Teaching your kids financial responsibility
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<blockquote data-quote="71buickfreak" data-source="post: 2774860" data-attributes="member: 8373"><p>I believe that credit is a good tool to have at your disposal. Just like a gun, if used properly, it will reward you, if used poorly, it can ruin your life. </p><p></p><p>My kids have to earn money through chores to buy stuff. the younger two have yet to really grasp that concept. My oldest son (14 in august) started apprenticing in my shop this summer and his siblings are jealous of all the money he has (20hrs week, 5/hour). My oldest has savings account and has already told us that his money is in there to help pay for college. He said it is time for him to start thinking about those things. That is all him, he is a cheapo like his dad. Both of my boys save, while my daughter likes to spend. She wants to enjoy the money she has. That is more like my mom and my sisters. </p><p></p><p>I have become a firm believer in nature over nurture. You can teach some things, but people are pre-disposed to certain behaviors. My children have taught me that.</p></blockquote><p></p>
[QUOTE="71buickfreak, post: 2774860, member: 8373"] I believe that credit is a good tool to have at your disposal. Just like a gun, if used properly, it will reward you, if used poorly, it can ruin your life. My kids have to earn money through chores to buy stuff. the younger two have yet to really grasp that concept. My oldest son (14 in august) started apprenticing in my shop this summer and his siblings are jealous of all the money he has (20hrs week, 5/hour). My oldest has savings account and has already told us that his money is in there to help pay for college. He said it is time for him to start thinking about those things. That is all him, he is a cheapo like his dad. Both of my boys save, while my daughter likes to spend. She wants to enjoy the money she has. That is more like my mom and my sisters. I have become a firm believer in nature over nurture. You can teach some things, but people are pre-disposed to certain behaviors. My children have taught me that. [/QUOTE]
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