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The Water Cooler
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uninsured motorist insurance?
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<blockquote data-quote="ronny" data-source="post: 1692019" data-attributes="member: 8853"><p>I'll rephrase what I said. I'd seriously consider having another good agent give you a second opinion on your coverages next renewal.</p><p></p><p>I've been retired from the business for 13 years, so I'm sure the changes have been numerous. However, I can remember rating this stuff many times and I believe the charge was per vehicle. Each company, of course, has their own method of rating. </p><p></p><p>We're probably dealing in semantics here. The problem I had with your earlier description was the term "dropped coverage".</p><p> </p><p>I'm assuming this is a renewal you're discussing with your agent. So, let's say you have 3 cars and have been charged $50 per car for UIM. Now, they're charging you $145 for one car, with increased limits, even though you still have three cars. Given that these figures are for illustration only, is this the general situation? It could be if you had a rate decrease on your Liability on the renewal.</p></blockquote><p></p>
[QUOTE="ronny, post: 1692019, member: 8853"] I'll rephrase what I said. I'd seriously consider having another good agent give you a second opinion on your coverages next renewal. I've been retired from the business for 13 years, so I'm sure the changes have been numerous. However, I can remember rating this stuff many times and I believe the charge was per vehicle. Each company, of course, has their own method of rating. We're probably dealing in semantics here. The problem I had with your earlier description was the term "dropped coverage". I'm assuming this is a renewal you're discussing with your agent. So, let's say you have 3 cars and have been charged $50 per car for UIM. Now, they're charging you $145 for one car, with increased limits, even though you still have three cars. Given that these figures are for illustration only, is this the general situation? It could be if you had a rate decrease on your Liability on the renewal. [/QUOTE]
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