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The Water Cooler
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health insurance
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<blockquote data-quote="Shadowrider" data-source="post: 2920280" data-attributes="member: 3099"><p>HSA = Health Savings Account. It's a tax free account you put money into to use for co-pays and medical expenses. To qualify you have to have a "qualifying" health insurance plan which is high deductible. It's similar to a cafeteria plan from an employer, except anyone can do it and the money you put into your HSA carries over year to year unlike a cafeteria plan that has to be used up each year. It's your money and you keep it. If you get to retirement age you can also use it for that. It adds onto to 401ks and IRAs meaning you can still have those and their tax deductions in addition to the HSA.</p><p></p><p>I don't know about "writing it off" as my tax guy does all that stuff for me. This setup is the answer to fix our screwed up mess. It puts us in control of what we buy. If we could just get .gov out of it the insurance companies would offer all sorts of different plans for different needs. Free markets just do that, they react to what we want to buy.</p></blockquote><p></p>
[QUOTE="Shadowrider, post: 2920280, member: 3099"] HSA = Health Savings Account. It's a tax free account you put money into to use for co-pays and medical expenses. To qualify you have to have a "qualifying" health insurance plan which is high deductible. It's similar to a cafeteria plan from an employer, except anyone can do it and the money you put into your HSA carries over year to year unlike a cafeteria plan that has to be used up each year. It's your money and you keep it. If you get to retirement age you can also use it for that. It adds onto to 401ks and IRAs meaning you can still have those and their tax deductions in addition to the HSA. I don't know about "writing it off" as my tax guy does all that stuff for me. This setup is the answer to fix our screwed up mess. It puts us in control of what we buy. If we could just get .gov out of it the insurance companies would offer all sorts of different plans for different needs. Free markets just do that, they react to what we want to buy. [/QUOTE]
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