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<blockquote data-quote="BikerHT" data-source="post: 2925733" data-attributes="member: 24483"><p>We decided to get out of the regular 'insurance' scheme when O-dumb-ass-don't-Care took over. We joined Christian Healthcare Ministries, <a href="http://www.chministries.org" target="_blank">www.chministries.org</a>. We pay $150 month each for their GOLD level plan, (2 of us = $300/mo.) It's a lot better than paying a 'penalty'. Until they learn how to spend my money, the more I can keep away from the gov't - the better. Taxation Is Theft! </p><p></p><p>It's been $300/month since we joined & hasn't gone up! We also joined what they call 'Brother's Keeper' which cost me about $25 each per quarter. Not a bank breaker. It's not for everyone, but is GREAT for us. If you are someone that goes to the doctor every time you sniffle or cough...well, that's just stupid and you are who insurance companies were designed for. You need to take responsibility for your own health. I quit smoking 11/06/2013 after 33 yrs & try to eat right & take care of my now 55 yr old body. We do not take medication, we eat organic as much as earthly possible & removed all toxic chemicals from our home. People don't realize that all the processed food, synthetic, lab-made medications & poison laden soaps, shampoos, lotions and cleaning products are what's killing us & making us sick. </p><p></p><p>A couple of years ago, my wife was bitten by a rattlesnake. (Fang holes were 1-1/8" apart. Definitely a rather large snake!) She was taken to the hospital, where she received 2 doses of the anti-venom - at $10,000 per dose. After one night in ICU & 2 days in a regular room, the total bill from Integris came to over $38,000. Since we have no insurance and are classified as "self-pay", the hospital immediately knocked off $20,000! (Obviously, one reason insurance costs are so outrageously stupid!) This brought my responsibility to over $18,000, of which I 'shared' through CHM. We soon received a check from them in full for all invoices I submitted and we paid our bills in full. </p><p></p><p>This was the only time I ever submitted bills for sharing, but it worked great for us, it is 'ACA' approved & we basically flip the bird to O-stupid-care and all rip-off insurance companies. I'd much rather send them $300/mo to share like this than send money to an insurance company. If everyone would go this route, all medical insurance companies would vanish! </p><p></p><p>Oh, other than the anti-venom, my wife took no other medication or drugs while in the hospital or after release. She used Young Living Essential Oils for swelling & pain and was walking without any aids in 6 weeks - not 6 months as the 'medical professionals' calculated!</p></blockquote><p></p>
[QUOTE="BikerHT, post: 2925733, member: 24483"] We decided to get out of the regular 'insurance' scheme when O-dumb-ass-don't-Care took over. We joined Christian Healthcare Ministries, [URL="http://www.chministries.org"]www.chministries.org[/URL]. We pay $150 month each for their GOLD level plan, (2 of us = $300/mo.) It's a lot better than paying a 'penalty'. Until they learn how to spend my money, the more I can keep away from the gov't - the better. Taxation Is Theft! It's been $300/month since we joined & hasn't gone up! We also joined what they call 'Brother's Keeper' which cost me about $25 each per quarter. Not a bank breaker. It's not for everyone, but is GREAT for us. If you are someone that goes to the doctor every time you sniffle or cough...well, that's just stupid and you are who insurance companies were designed for. You need to take responsibility for your own health. I quit smoking 11/06/2013 after 33 yrs & try to eat right & take care of my now 55 yr old body. We do not take medication, we eat organic as much as earthly possible & removed all toxic chemicals from our home. People don't realize that all the processed food, synthetic, lab-made medications & poison laden soaps, shampoos, lotions and cleaning products are what's killing us & making us sick. A couple of years ago, my wife was bitten by a rattlesnake. (Fang holes were 1-1/8" apart. Definitely a rather large snake!) She was taken to the hospital, where she received 2 doses of the anti-venom - at $10,000 per dose. After one night in ICU & 2 days in a regular room, the total bill from Integris came to over $38,000. Since we have no insurance and are classified as "self-pay", the hospital immediately knocked off $20,000! (Obviously, one reason insurance costs are so outrageously stupid!) This brought my responsibility to over $18,000, of which I 'shared' through CHM. We soon received a check from them in full for all invoices I submitted and we paid our bills in full. This was the only time I ever submitted bills for sharing, but it worked great for us, it is 'ACA' approved & we basically flip the bird to O-stupid-care and all rip-off insurance companies. I'd much rather send them $300/mo to share like this than send money to an insurance company. If everyone would go this route, all medical insurance companies would vanish! Oh, other than the anti-venom, my wife took no other medication or drugs while in the hospital or after release. She used Young Living Essential Oils for swelling & pain and was walking without any aids in 6 weeks - not 6 months as the 'medical professionals' calculated! [/QUOTE]
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