We'll give you a discount if you let us track your movements...

[Perplexed]

I got a flyer from my insurance company about a discount we can "earn" if we allow the company to collect driving data. All we have to do - it's SO easy - is to download an app, connect it to the Bluetooth beacon so considerately provided by the company, and that's it. For a few bucks off our premium, we can let the insurance company track our vehicle's movements. How nice of them to give us such an easy discount, right??

Nope. Not gonna sign away my privacy.

Have any of you folks received such a spurious offer?

 

[tRidiot]

Same thing as Progressive asking you to plug in their little housing to your car's ODBII port, maybe another step further. They just want to gather information on your movements and habits so they can sell it to 3rd parties so they can send you targeted advertising.

What could be wrong with that?

 

[NikatKimber]

Further, my understanding was they'll track your speed and if you do speed, ever, BOOM! no more discount and instead you get slapped with a rate hike.

 

[donner]

FFIW, if you drive with your phone in your car then there are probably several apps tracking your location without compensating you at all.

 

[dlbleak]

i wouldn't let Progressive track the movements of my lawnmower!
https://en.wikipedia.org/wiki/Peter_B._Lewis

 

[Ignored Member]

Further, my understanding was they'll track your speed and if you do speed, ever, BOOM! no more discount and instead you get slapped with a rate hike.

That's what I've read when researching the progressive discount deal.

No thanks. I'll pass.

 

[NikatKimber]

That's what I've read when researching the progressive discount deal.

No thanks. I'll pass.

No joke. I work hard enough trying not to speed without an electronic tattle-tale jacking with my insurance bill.

 

[HiredHand]

I imagine in the not too distant future all vehicles will be remotely monitored for various things like emissions and speed.

 

[swampratt]

I do not have a cell phone and 2 of my vehicles do not have cigarette lighters or any type of plug in.
I have had one vehicle sit in the same spot since October 2014.. still insured.
Track that movement.

 

[Shadowrider]

They also use these to measure your mileage which is part of your premium rate. Just more big brother BS that I don't want or need.