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The Water Cooler
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A Question for Our LEO members...
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<blockquote data-quote="jakeman" data-source="post: 3487533" data-attributes="member: 10690"><p>All auto coverage has limits, on almost everything. If I crash my $3000 beater into a $140,000 car, my insurance will cover that person's car up to $50,000, that's it. Then it falls to that guys insurance company to open a subrogation claim against me personally. If I ain't got it, as long as the rich fat guy driving the split window 'Vette had collision insurance, his insurance company is still going to fix his car, but all he's gonna get from my probably now cancelled policy is 50 grand.</p><p></p><p>The limits are variable, and in some instances you are required to have more than the standard 50/100/50 depending on what you're driving and where you're driving it.</p><p></p><p>What is being proposed above is ludicrous. It's just as ludicrous as saying that the looting and burning was okay, cause those business and victims of the looting and burning had insurance and the looters and arsonists should be held accountable. That is the dumbest thing I've ever heard. (Well, it might not be the dumbest, but it ranks right up there among 'em)</p></blockquote><p></p>
[QUOTE="jakeman, post: 3487533, member: 10690"] All auto coverage has limits, on almost everything. If I crash my $3000 beater into a $140,000 car, my insurance will cover that person's car up to $50,000, that's it. Then it falls to that guys insurance company to open a subrogation claim against me personally. If I ain't got it, as long as the rich fat guy driving the split window 'Vette had collision insurance, his insurance company is still going to fix his car, but all he's gonna get from my probably now cancelled policy is 50 grand. The limits are variable, and in some instances you are required to have more than the standard 50/100/50 depending on what you're driving and where you're driving it. What is being proposed above is ludicrous. It's just as ludicrous as saying that the looting and burning was okay, cause those business and victims of the looting and burning had insurance and the looters and arsonists should be held accountable. That is the dumbest thing I've ever heard. (Well, it might not be the dumbest, but it ranks right up there among 'em) [/QUOTE]
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