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The Water Cooler
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A Question for Our LEO members...
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<blockquote data-quote="Aries" data-source="post: 3488185" data-attributes="member: 44328"><p>Again, nothing needs to change for you to cover your own rear all you want. It's a good idea. I recommend it.</p><p></p><p>All I can do to your questions is repeat what I've already said.</p><p></p><p>But let me give you another scenario and see how your proposal deals with it. Let's say I have an older car worth $1000, but it runs and I need it to get to work. I could pay $600 or so a year for full coverage, but they won't pay off more than that if it's wrecked. I can decide to accept that risk and not buy full coverage and I come out ahead unless I screw up and wreck it.</p><p></p><p>But someone else rear ends me at a stop light. I did nothing wrong, THEY screwed up. If they don't have insurance, I'm just out a car. But all I did was stop at a red light and suffer from THEIR screw up. Why does that seem fair to you?</p></blockquote><p></p>
[QUOTE="Aries, post: 3488185, member: 44328"] Again, nothing needs to change for you to cover your own rear all you want. It's a good idea. I recommend it. All I can do to your questions is repeat what I've already said. But let me give you another scenario and see how your proposal deals with it. Let's say I have an older car worth $1000, but it runs and I need it to get to work. I could pay $600 or so a year for full coverage, but they won't pay off more than that if it's wrecked. I can decide to accept that risk and not buy full coverage and I come out ahead unless I screw up and wreck it. But someone else rear ends me at a stop light. I did nothing wrong, THEY screwed up. If they don't have insurance, I'm just out a car. But all I did was stop at a red light and suffer from THEIR screw up. Why does that seem fair to you? [/QUOTE]
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