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The Water Cooler
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Are we simply broken?
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<blockquote data-quote="Okie4570" data-source="post: 3969591" data-attributes="member: 15643"><p>You are still paying premiums to your group though whether you use the service or not. Extreme example is that everyone in your group is 5' tall, 450lbs, chain smokes, drinks and is type 1 diabetic and all are on the verge of renal failure except for you who is an Iron Man competitor who takes care of themselves, and has no family history of CHD or cancer. You can't tell me that your premiums wouldn't be cheaper if everyone in your group were like you. They create the need for higher premiums for everyone. All private insurers have differing rates for the same person because of other factors involved.</p></blockquote><p></p>
[QUOTE="Okie4570, post: 3969591, member: 15643"] You are still paying premiums to your group though whether you use the service or not. Extreme example is that everyone in your group is 5' tall, 450lbs, chain smokes, drinks and is type 1 diabetic and all are on the verge of renal failure except for you who is an Iron Man competitor who takes care of themselves, and has no family history of CHD or cancer. You can't tell me that your premiums wouldn't be cheaper if everyone in your group were like you. They create the need for higher premiums for everyone. All private insurers have differing rates for the same person because of other factors involved. [/QUOTE]
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