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The Water Cooler
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Auto/Home Insurance
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<blockquote data-quote="Range Plunker" data-source="post: 3614787" data-attributes="member: 43976"><p>When shopping auto and home insurance, several observations, first, you should look at whether your current coverage limits and deductibles are inline with the times; second, you will see inflation has impacted insurance companies estimates for home replacement value; third, when considering companies, remember the real issue is how they handle claims and whether they offer 6 month or 12 month policies. Finally, for those that have made a claim for either auto or home, companies tend to shy away from home claims within three years, and for auto, even minor claims can impact your options. (I currently use Kemper, and have bundled both auto and home; and while I've used them for three years, I annually search the market to make sure they are competitive.)</p></blockquote><p></p>
[QUOTE="Range Plunker, post: 3614787, member: 43976"] When shopping auto and home insurance, several observations, first, you should look at whether your current coverage limits and deductibles are inline with the times; second, you will see inflation has impacted insurance companies estimates for home replacement value; third, when considering companies, remember the real issue is how they handle claims and whether they offer 6 month or 12 month policies. Finally, for those that have made a claim for either auto or home, companies tend to shy away from home claims within three years, and for auto, even minor claims can impact your options. (I currently use Kemper, and have bundled both auto and home; and while I've used them for three years, I annually search the market to make sure they are competitive.) [/QUOTE]
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