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The Water Cooler
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Car buying and financial responsibility
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<blockquote data-quote="FullAuto" data-source="post: 2874145" data-attributes="member: 5110"><p>You would be extending the loan for the purpose of paying off your credit card and/or your tool truck debt. The interest rate would possibly be lower on the car loan and most definitely be lower than the other interest rates. So based off all the debt you'd be rolling into a single loan, you should be paying less.</p><p></p><p>Progressive is a 2nd tier insurance company. 1st tier companies are sold through captive agents that only sell for the one company. When a customer shops an independent agent, they typically have some kind of issue that makes the 1st tier insurance company not want your business and thus give a high quote. If you have really bad credit, a DUI or several tickets, reputable companies don't want you. When you go to your independent agent, Progressive is basically the top company for that type of customer. </p><p></p><p>Check out a company where the agent only sells for the one company. State Farm and Farmer's are the top 2 companies in this state. USAA is also great if you qualify. Anytime Progressive is the better deal, it's because there is something wrong with the customer.</p></blockquote><p></p>
[QUOTE="FullAuto, post: 2874145, member: 5110"] You would be extending the loan for the purpose of paying off your credit card and/or your tool truck debt. The interest rate would possibly be lower on the car loan and most definitely be lower than the other interest rates. So based off all the debt you'd be rolling into a single loan, you should be paying less. Progressive is a 2nd tier insurance company. 1st tier companies are sold through captive agents that only sell for the one company. When a customer shops an independent agent, they typically have some kind of issue that makes the 1st tier insurance company not want your business and thus give a high quote. If you have really bad credit, a DUI or several tickets, reputable companies don't want you. When you go to your independent agent, Progressive is basically the top company for that type of customer. Check out a company where the agent only sells for the one company. State Farm and Farmer's are the top 2 companies in this state. USAA is also great if you qualify. Anytime Progressive is the better deal, it's because there is something wrong with the customer. [/QUOTE]
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