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The Water Cooler
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Dave Ramsey clip that seems like the typical American story right now
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<blockquote data-quote="TANSTAAFL" data-source="post: 4161421" data-attributes="member: 27098"><p>If you have the discipline to pay cash for everything, you have discipline for a mortgage building equity. Save than spend. a mortgage (assuming standard rates and not adjustable) does give one the ability to avoid rent increases. Yes, there is the possibility of a water heater dying, or unplanned expenses or necessary upgrades or increased property taxes, but it saves more money and aggravation than worrying that your landlord will not do necessary repairs. Mortgages are a good forced long term savings plan. </p><p></p><p>Perhaps I have a misunderstanding of dave ramsey, all I have heard about him is all debt is bad.</p></blockquote><p></p>
[QUOTE="TANSTAAFL, post: 4161421, member: 27098"] If you have the discipline to pay cash for everything, you have discipline for a mortgage building equity. Save than spend. a mortgage (assuming standard rates and not adjustable) does give one the ability to avoid rent increases. Yes, there is the possibility of a water heater dying, or unplanned expenses or necessary upgrades or increased property taxes, but it saves more money and aggravation than worrying that your landlord will not do necessary repairs. Mortgages are a good forced long term savings plan. Perhaps I have a misunderstanding of dave ramsey, all I have heard about him is all debt is bad. [/QUOTE]
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Dave Ramsey clip that seems like the typical American story right now
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