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The Water Cooler
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Dave Ramsey quote
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<blockquote data-quote="Mach1soldier" data-source="post: 1818521"><p>I have read and seen alot of Dave's stuff. He works alot with behavioural finance issues. IE, making things emotionally motivating to keep doing them. Debt snowfall is awesome for that. You save more by paying off high interest first but keeping motivation up is hard. Credit cards have rewards points but you can overspend. </p><p></p><p>In the long run, he is right for 99% of people I imagine but I manage my finances just fine with credit cards. I applauded my old boss but he was a cash only guy that followed dave ramsey and it drove me nuts. The dude made 125k a year but couldn't buy a ten dollar car part without thinking about it for two weeks. Give me a flipping break man. I don't want to die rich and never lived but I don't want to be poor either. There is a balance in life for sure.</p><p></p><p>I'm digging that he is a gun fan though!</p></blockquote><p></p>
[QUOTE="Mach1soldier, post: 1818521"] I have read and seen alot of Dave's stuff. He works alot with behavioural finance issues. IE, making things emotionally motivating to keep doing them. Debt snowfall is awesome for that. You save more by paying off high interest first but keeping motivation up is hard. Credit cards have rewards points but you can overspend. In the long run, he is right for 99% of people I imagine but I manage my finances just fine with credit cards. I applauded my old boss but he was a cash only guy that followed dave ramsey and it drove me nuts. The dude made 125k a year but couldn't buy a ten dollar car part without thinking about it for two weeks. Give me a flipping break man. I don't want to die rich and never lived but I don't want to be poor either. There is a balance in life for sure. I'm digging that he is a gun fan though! [/QUOTE]
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