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The Water Cooler
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Equifax Hack, were you effected?
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<blockquote data-quote="SlugSlinger" data-source="post: 3032350" data-attributes="member: 7248"><p>My wife was impacted, but not me. I signed her up for the free monitoring before I saw the below information. I plan to freeze my credit after I refinance my new vehicle with a local credit union.</p><p></p><p>I don't know if many of you follow Clark Howard, but I trust his direction and use it when applicable.</p><p></p><p><span style="font-size: 18px"><strong>Clark: Do not sign up for Equifax’s free credit monitoring</strong></span></p><p>Money expert Clark Howard’s advice remains the same: <strong>Don’t enroll in TrustedID Premier. </strong></p><p></p><p>This data breach is so severe that the criminals will be able to use the information they’ve obtained next year, five years from now and beyond, so one year of protection isn’t enough.</p><p></p><p>“My advice is don’t go to Equifax’s website. Assume you are affected and act accordingly,” Clark said.</p><p></p><p><span style="font-size: 15px"><strong>Clark says there are two things you should do to protect your identity:</strong></span></p><ol> <li data-xf-list-type="ol"><strong>Sign up for <a href="https://www.creditkarma.com/credit-monitoring" target="_blank">Credit Karma’s free credit monitoring</a></strong> to receive alerts if anything suspicious shows up on your TransUnion credit report</li> <li data-xf-list-type="ol"><strong>Freeze your credit with all three main credit bureaus</strong> to restrict access to your credit report and keep the criminals out</li> </ol><p>Clark said a credit freeze is the only answer in this case. I completed the process on Friday in about 15 minutes using <strong><a href="http://clark.com/personal-finance-credit/credit-freeze-and-thaw-guide/" target="_blank">Clark’s step-by-step guide</a>.</strong></p><p><strong></strong></p><p><a href="http://clark.com/personal-finance-credit/equifax-free-credit-monitoring-data-breach-dont-sign-up/" target="_blank">http://clark.com/personal-finance-credit/equifax-free-credit-monitoring-data-breach-dont-sign-up/</a></p></blockquote><p></p>
[QUOTE="SlugSlinger, post: 3032350, member: 7248"] My wife was impacted, but not me. I signed her up for the free monitoring before I saw the below information. I plan to freeze my credit after I refinance my new vehicle with a local credit union. I don't know if many of you follow Clark Howard, but I trust his direction and use it when applicable. [SIZE=5][B]Clark: Do not sign up for Equifax’s free credit monitoring[/B][/SIZE] Money expert Clark Howard’s advice remains the same: [B]Don’t enroll in TrustedID Premier. [/B] This data breach is so severe that the criminals will be able to use the information they’ve obtained next year, five years from now and beyond, so one year of protection isn’t enough. “My advice is don’t go to Equifax’s website. Assume you are affected and act accordingly,” Clark said. [SIZE=4][B]Clark says there are two things you should do to protect your identity:[/B][/SIZE] [LIST=1] [*][B]Sign up for [URL='https://www.creditkarma.com/credit-monitoring']Credit Karma’s free credit monitoring[/URL][/B] to receive alerts if anything suspicious shows up on your TransUnion credit report [*][B]Freeze your credit with all three main credit bureaus[/B] to restrict access to your credit report and keep the criminals out [/LIST] Clark said a credit freeze is the only answer in this case. I completed the process on Friday in about 15 minutes using [B][URL='http://clark.com/personal-finance-credit/credit-freeze-and-thaw-guide/']Clark’s step-by-step guide[/URL]. [/B] [URL]http://clark.com/personal-finance-credit/equifax-free-credit-monitoring-data-breach-dont-sign-up/[/URL] [/QUOTE]
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