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The Water Cooler
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Flood insurance
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<blockquote data-quote="flatwins" data-source="post: 1815034" data-attributes="member: 5655"><p>Update: I talked with a surveying company concerning an elevation certificate but never really got anywhere. I then talked with my insurance company (USAA) and they wanted to know what the mortgage company was using to determine the flood risk of my property so I had the mortgage company send me that info.</p><p></p><p>It was a satellite photo with the flood plain overlay and as it turned out, the flood plain was not near the house and barely got into a corner of my extra garage\shop so USAA wrote out a fairly basic policy and it was MUCH less than I originally anticipated. So I agreed to it and paid them today and they were going to call the mortgage company and fax them the proof of insurance.</p><p></p><p>So..then USAA called me back and said the mortgage company was no longer requiring me to carry flood insurance!!!! But I decided to keep it anyway since I do have a creek not far from the house and this area has had some flood issues before. I figured the peace of mind was worth the $343 annual premium.</p><p></p><p>I posted this info in case anyone else might be going through the same issue. You might get lucky as I did.</p></blockquote><p></p>
[QUOTE="flatwins, post: 1815034, member: 5655"] Update: I talked with a surveying company concerning an elevation certificate but never really got anywhere. I then talked with my insurance company (USAA) and they wanted to know what the mortgage company was using to determine the flood risk of my property so I had the mortgage company send me that info. It was a satellite photo with the flood plain overlay and as it turned out, the flood plain was not near the house and barely got into a corner of my extra garage\shop so USAA wrote out a fairly basic policy and it was MUCH less than I originally anticipated. So I agreed to it and paid them today and they were going to call the mortgage company and fax them the proof of insurance. So..then USAA called me back and said the mortgage company was no longer requiring me to carry flood insurance!!!! But I decided to keep it anyway since I do have a creek not far from the house and this area has had some flood issues before. I figured the peace of mind was worth the $343 annual premium. I posted this info in case anyone else might be going through the same issue. You might get lucky as I did. [/QUOTE]
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