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The Water Cooler
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Home insurance rate increase
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<blockquote data-quote="HarryBear" data-source="post: 3975446" data-attributes="member: 6876"><p>It only goes up because of the value of your home at time of snapshot is what they charge for replacement cost.</p><p>So if your home is worth in current market $500k and only honestly to replace it will cost $400k, lower your coverage to $400k not their price at $500k. Just an example not financial advice.</p></blockquote><p></p>
[QUOTE="HarryBear, post: 3975446, member: 6876"] It only goes up because of the value of your home at time of snapshot is what they charge for replacement cost. So if your home is worth in current market $500k and only honestly to replace it will cost $400k, lower your coverage to $400k not their price at $500k. Just an example not financial advice. [/QUOTE]
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The Water Cooler
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Home insurance rate increase
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