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The Water Cooler
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Home Owner's Insurance & Ammo Storage
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<blockquote data-quote="gregorius" data-source="post: 1784703" data-attributes="member: 24565"><p>I am in the industry and I have never seen this exclusion on any policy I have worked on, in any state where we write coverage. That is not to say it isn't possible, but as long as you READ YOUR POLICY, there should be no surprises. Most of the bitching, moaning and bellyaching about insurance claims not going peoples way has to do with the fact that virtually nobody reads the policy, so they are surprised when things are not covered/excluded - and somehow that becomes the adjuster/agents fault? </p><p></p><p>You may notice this is a sore spot for me. It gets tiresome being blamed for someone else's lack of due diligence in signing a contract for services and never bothering to read the damn thing.</p></blockquote><p></p>
[QUOTE="gregorius, post: 1784703, member: 24565"] I am in the industry and I have never seen this exclusion on any policy I have worked on, in any state where we write coverage. That is not to say it isn't possible, but as long as you READ YOUR POLICY, there should be no surprises. Most of the bitching, moaning and bellyaching about insurance claims not going peoples way has to do with the fact that virtually nobody reads the policy, so they are surprised when things are not covered/excluded - and somehow that becomes the adjuster/agents fault? You may notice this is a sore spot for me. It gets tiresome being blamed for someone else's lack of due diligence in signing a contract for services and never bothering to read the damn thing. [/QUOTE]
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