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The Water Cooler
Stupid Stuff
Insurance pisses me off!
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<blockquote data-quote="turkeyrun" data-source="post: 4106960" data-attributes="member: 27991"><p>Had homeowner insurance for 30 years, same provider, no claims. Filed claim on roof for hail damage. Claim denied because roof was over 10 years old, maintenance issue. 4 months later, water heater blew bottom out. Claim denied, water heater over 10 years old, maintenance issue.</p><p>End of the year, renewal invoice doubled cost. House is paid for, other house paid for; I threw renewal away. Agent called "to remind me of renewal", mentioned the 2 denials and increase. He stated the increase was because of 2 claims. Politely told him "KMA". </p><p></p><p>Put $2000 in an "insurance savings account" every January. 4 years in, wind damage to roof. $4200 for new roof. No deductible to cover, just pay for it. Money ahead. Been 5 years and no problems. I'll take the gamble. </p><p></p><p>At one time, insurance was good, affordable and took care of business. That changed several years ago.</p></blockquote><p></p>
[QUOTE="turkeyrun, post: 4106960, member: 27991"] Had homeowner insurance for 30 years, same provider, no claims. Filed claim on roof for hail damage. Claim denied because roof was over 10 years old, maintenance issue. 4 months later, water heater blew bottom out. Claim denied, water heater over 10 years old, maintenance issue. End of the year, renewal invoice doubled cost. House is paid for, other house paid for; I threw renewal away. Agent called "to remind me of renewal", mentioned the 2 denials and increase. He stated the increase was because of 2 claims. Politely told him "KMA". Put $2000 in an "insurance savings account" every January. 4 years in, wind damage to roof. $4200 for new roof. No deductible to cover, just pay for it. Money ahead. Been 5 years and no problems. I'll take the gamble. At one time, insurance was good, affordable and took care of business. That changed several years ago. [/QUOTE]
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