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The Water Cooler
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Insuring 16yr old driver
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<blockquote data-quote="Parks 788" data-source="post: 3033377" data-attributes="member: 14646"><p>We use AAA for our Home and Auto policy. We have a 14 year old son. I was asking our person at AAA about how my son's insurance will work and costs. From what i gathered, since we have two cars that are fairly nice he would have to be "assigned" to one of them. Being nice vehicles and both 4x4 with all the bells and whistles his rates/premiums will be based off said vehicle. I then asked what if we bought him a $500 beater car to drive; could he be assigned to that one. Or what if we bought him a small moped and be assigned to it and his premium based of that. They said that would be acceptable, thus lowering his premium significantly. If we go this route we would them by him a reliable truck that would be good enough to get him through high school and college.</p><p></p><p>I get what some are saying about working during school but they are in school to get good grades and prep for college. He is also required by us to have an after school sport or activity. A legit activity or sport. He is also very young for his grade and around here it can be difficult to get a decent job that fits his schedule if you are not pushing 18 years old. He is a great kid with a level head on his shoulders and if he continues to try hard in school and get good grades I have no problem paying for a lot of his "things".</p></blockquote><p></p>
[QUOTE="Parks 788, post: 3033377, member: 14646"] We use AAA for our Home and Auto policy. We have a 14 year old son. I was asking our person at AAA about how my son's insurance will work and costs. From what i gathered, since we have two cars that are fairly nice he would have to be "assigned" to one of them. Being nice vehicles and both 4x4 with all the bells and whistles his rates/premiums will be based off said vehicle. I then asked what if we bought him a $500 beater car to drive; could he be assigned to that one. Or what if we bought him a small moped and be assigned to it and his premium based of that. They said that would be acceptable, thus lowering his premium significantly. If we go this route we would them by him a reliable truck that would be good enough to get him through high school and college. I get what some are saying about working during school but they are in school to get good grades and prep for college. He is also required by us to have an after school sport or activity. A legit activity or sport. He is also very young for his grade and around here it can be difficult to get a decent job that fits his schedule if you are not pushing 18 years old. He is a great kid with a level head on his shoulders and if he continues to try hard in school and get good grades I have no problem paying for a lot of his "things". [/QUOTE]
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