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The Water Cooler
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Medicare Part C
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<blockquote data-quote="RickN" data-source="post: 3327011" data-attributes="member: 8854"><p>Sorry but neither mine or my wife's deductibles, etc came to that. We have a $20 copay for a doctors visit and $45 for a specialist. If I remember correctly, the ER copay was $98. Also our prescription deductibles are not much higher than with regular and a supplement. As far as in network, All of OU, Mercy, and Integeris system and others are in Network so not a problem there.</p><p></p><p>And my theory on supplemental is they are just like the insurance payoff under Obamacare. "Private Insurance is bad!" wink, wink here have a few billion taxpayer dollars. In other words, supplements are just a way to help insurance company. I know my wife's supplemental cost close to $200 a month a couple years ago and mine was well over that. That is on top of the $144, copays, deductibles, etc.</p><p></p><p>I am not saying Part C is a good fit for everyone, I am saying check closely before some smooth talking insurance rep sells you a supplemental policy that may cost you more in the long run. </p><p></p><p>Oh, I have not lost any rights under Humana. None at all. I do not know if it is because they changed it a year or so ago or what, but we are very happy with it.</p></blockquote><p></p>
[QUOTE="RickN, post: 3327011, member: 8854"] Sorry but neither mine or my wife's deductibles, etc came to that. We have a $20 copay for a doctors visit and $45 for a specialist. If I remember correctly, the ER copay was $98. Also our prescription deductibles are not much higher than with regular and a supplement. As far as in network, All of OU, Mercy, and Integeris system and others are in Network so not a problem there. And my theory on supplemental is they are just like the insurance payoff under Obamacare. "Private Insurance is bad!" wink, wink here have a few billion taxpayer dollars. In other words, supplements are just a way to help insurance company. I know my wife's supplemental cost close to $200 a month a couple years ago and mine was well over that. That is on top of the $144, copays, deductibles, etc. I am not saying Part C is a good fit for everyone, I am saying check closely before some smooth talking insurance rep sells you a supplemental policy that may cost you more in the long run. Oh, I have not lost any rights under Humana. None at all. I do not know if it is because they changed it a year or so ago or what, but we are very happy with it. [/QUOTE]
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