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The Water Cooler
General Discussion
Medicare Part C
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<blockquote data-quote="Hobbes" data-source="post: 3327259" data-attributes="member: 3371"><p>The Oklahoma state group insurance medicare supplemental plan I have is $220 monthly premium plus the $198 yearly medicare deductible.</p><p>It pays everything that medicare doesn't pay and also extends some of the benefit limits to twice what medicare provides.</p><p>It also includes a drug plan.</p><p></p><p>It's run by health choice and they have a high and low option, the difference being the yearly prescription deductible and copay.</p><p>None of my prescriptions are expensive right now so I don't ever exceed my yearly deductible.</p><p></p><p>It's a community rated plan rather than age rated so <em>theoretically</em> the premium should rise more slowly over time, maybe.</p><p></p><p>If you ever drop out of the plan, even for a single year, you can't get back in, again because it is community rated.</p></blockquote><p></p>
[QUOTE="Hobbes, post: 3327259, member: 3371"] The Oklahoma state group insurance medicare supplemental plan I have is $220 monthly premium plus the $198 yearly medicare deductible. It pays everything that medicare doesn't pay and also extends some of the benefit limits to twice what medicare provides. It also includes a drug plan. It's run by health choice and they have a high and low option, the difference being the yearly prescription deductible and copay. None of my prescriptions are expensive right now so I don't ever exceed my yearly deductible. It's a community rated plan rather than age rated so [I]theoretically[/I] the premium should rise more slowly over time, maybe. If you ever drop out of the plan, even for a single year, you can't get back in, again because it is community rated. [/QUOTE]
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Medicare Part C
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