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The Water Cooler
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Medicare Part C
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<blockquote data-quote="TerryMiller" data-source="post: 3327814" data-attributes="member: 7900"><p>Exactly on the part in bold.</p><p></p><p>I ran into that one while in Oregon. I had signed up at 65 for Medicare A and B. Part B will also get you penalized if one doesn't sign up for it as well. (At least it was that way about 10 years ago.) The guy at Social Security said that if I took in a document to the "powers-that-be" at work, I could get a waiver for Part B. I decided that no longer than we planned on working, I'd just sign up. However, he didn't tell us that Part D (Prescription Drugs) would also penalize us.</p><p></p><p>We retired in July of 2014 and went to Colorado. 14 months later, I signed up for a Medicare Advantage plan in Colorado and thus got a prescription plan there. The government decided that I hadn't had a prescription plan in about 3 or 4 years and wanted to penalize me for every month that we didn't have coverage. I had to come back to Oklahoma and get documents showing that I still had coverage while I was still working.</p><p></p><p>In the end, I get penalized for the 14 months. <strong>And, to mention it here, one gets penalized each and every month from now on for any months that they don't have some prescription coverage.</strong> So, I now tell folks that when it comes time to sign up, sign up for ALL of it.</p></blockquote><p></p>
[QUOTE="TerryMiller, post: 3327814, member: 7900"] Exactly on the part in bold. I ran into that one while in Oregon. I had signed up at 65 for Medicare A and B. Part B will also get you penalized if one doesn't sign up for it as well. (At least it was that way about 10 years ago.) The guy at Social Security said that if I took in a document to the "powers-that-be" at work, I could get a waiver for Part B. I decided that no longer than we planned on working, I'd just sign up. However, he didn't tell us that Part D (Prescription Drugs) would also penalize us. We retired in July of 2014 and went to Colorado. 14 months later, I signed up for a Medicare Advantage plan in Colorado and thus got a prescription plan there. The government decided that I hadn't had a prescription plan in about 3 or 4 years and wanted to penalize me for every month that we didn't have coverage. I had to come back to Oklahoma and get documents showing that I still had coverage while I was still working. In the end, I get penalized for the 14 months. [B]And, to mention it here, one gets penalized each and every month from now on for any months that they don't have some prescription coverage.[/B] So, I now tell folks that when it comes time to sign up, sign up for ALL of it. [/QUOTE]
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