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The Water Cooler
General Discussion
My $1,015 chicken dinner tonight.
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<blockquote data-quote="SoonerP226" data-source="post: 3982330" data-attributes="member: 26737"><p>It depends on how her insurance carrier handles it. If they're obstinate about it, you front your deductible and have your insurance carrier cover the repairs and pursue hers for recovery of the money (including getting your deductible back).</p><p></p><p>In a case like this, the other carrier will sometimes simply accept liability, in which case your insurance carrier doesn't get involved and you're not out the deductible.</p><p></p><p>ETA: the time a lady forgot where the parking lot ended and my lane began, I talked to my agent, and that's how he explained it (fronting the deductible), so I opened a claim with my carrier. Before we could do anything about it, I got a call from her carrier accepting liability, so I closed the claim and let her carrier pay the freight.</p></blockquote><p></p>
[QUOTE="SoonerP226, post: 3982330, member: 26737"] It depends on how her insurance carrier handles it. If they're obstinate about it, you front your deductible and have your insurance carrier cover the repairs and pursue hers for recovery of the money (including getting your deductible back). In a case like this, the other carrier will sometimes simply accept liability, in which case your insurance carrier doesn't get involved and you're not out the deductible. ETA: the time a lady forgot where the parking lot ended and my lane began, I talked to my agent, and that's how he explained it (fronting the deductible), so I opened a claim with my carrier. Before we could do anything about it, I got a call from her carrier accepting liability, so I closed the claim and let her carrier pay the freight. [/QUOTE]
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The Water Cooler
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My $1,015 chicken dinner tonight.
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