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The Water Cooler
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<blockquote data-quote="Glock 40" data-source="post: 3216611" data-attributes="member: 32"><p>My wife and I have bought and sold 4 homes in the last 18 years. My experince is you dont use a realtor for the easy ones. Its for when stuff goes wrong. Heres the kicker you never know when it will go bad. Title issues, inspection issues, loan issues,and so on. Good ones are worth their weight in gold. A good realtor has seen numerous situations and knows a lot of things to look for and people to talk to if you have issues.</p><p></p><p> My personal experince is title insurance is a racket but you gotta buy it incase $#*+ as Chris Rock would say. As for inspectors the majority of them are a joke. They will charge you different prices depending on what they check for and if they give any gaurantees. Even on a perfect house they will point out bs like the sink sprayer only sprays 80% and a closet door dosent latch. Most of them are not experts or trades men. So they have no idea if the HVAC is well maintained or on its last leg for example.</p><p></p><p> A good realtor should see signs of things that need repair or replacement soon. On older homes look for undersized old hvacs. Or ancient appliances and old water heaters. Those are big ticket items. If the roof is bad yoir insurance company will balk at it and will stop you. If there is carpet buy a blue light flashlight and check carpet it will look like a land mine field if the dog went all over it and will need replaced, thats another big ticket item. I am not a fan of warranties but for the first year buy a home warranty. Homes are like cars buyer beware. You are going to spend a lot in closing costs. The $500 home warranty could save you big if the Hvac takes a crap first time you turn on the A/C. After year one its a personal choice. If you are handy buy an hvac capacitor and contactor the week you move in and put it in the garage it will save you $300 on a weekend down the line. </p><p></p><p>My suggestion dont use a realtor related to a friend. Its a huge stressful purchase. Find someone with minimum 5 years experience and its their only job and they do it full time. Also dont let them pressure you into something you dont want. Laslty be prepared to walk away from anything including the house you love. Before you start looking sit down with your wife set a max price and dont go over it no matter what. Lastly new homes need garage door openers, mini blinds, gutters and so on. Figure that into your price. Personally I have spent 10s of thousands in realtor fees. I will contine to as my realtor has saved me money and headaches.</p></blockquote><p></p>
[QUOTE="Glock 40, post: 3216611, member: 32"] My wife and I have bought and sold 4 homes in the last 18 years. My experince is you dont use a realtor for the easy ones. Its for when stuff goes wrong. Heres the kicker you never know when it will go bad. Title issues, inspection issues, loan issues,and so on. Good ones are worth their weight in gold. A good realtor has seen numerous situations and knows a lot of things to look for and people to talk to if you have issues. My personal experince is title insurance is a racket but you gotta buy it incase $#*+ as Chris Rock would say. As for inspectors the majority of them are a joke. They will charge you different prices depending on what they check for and if they give any gaurantees. Even on a perfect house they will point out bs like the sink sprayer only sprays 80% and a closet door dosent latch. Most of them are not experts or trades men. So they have no idea if the HVAC is well maintained or on its last leg for example. A good realtor should see signs of things that need repair or replacement soon. On older homes look for undersized old hvacs. Or ancient appliances and old water heaters. Those are big ticket items. If the roof is bad yoir insurance company will balk at it and will stop you. If there is carpet buy a blue light flashlight and check carpet it will look like a land mine field if the dog went all over it and will need replaced, thats another big ticket item. I am not a fan of warranties but for the first year buy a home warranty. Homes are like cars buyer beware. You are going to spend a lot in closing costs. The $500 home warranty could save you big if the Hvac takes a crap first time you turn on the A/C. After year one its a personal choice. If you are handy buy an hvac capacitor and contactor the week you move in and put it in the garage it will save you $300 on a weekend down the line. My suggestion dont use a realtor related to a friend. Its a huge stressful purchase. Find someone with minimum 5 years experience and its their only job and they do it full time. Also dont let them pressure you into something you dont want. Laslty be prepared to walk away from anything including the house you love. Before you start looking sit down with your wife set a max price and dont go over it no matter what. Lastly new homes need garage door openers, mini blinds, gutters and so on. Figure that into your price. Personally I have spent 10s of thousands in realtor fees. I will contine to as my realtor has saved me money and headaches. [/QUOTE]
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