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The Water Cooler
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Signing Up For Social Security
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<blockquote data-quote="foghorn918" data-source="post: 3944712" data-attributes="member: 11059"><p>This thread has got me to do some number crunching</p><p>When I look at numbers projected out based on my current SS statement, as of today, If I draw at 65 (4 months away) as opposed to waiting for age 66.8 for full benefit:</p><p>if I live to 70 I'll have received more money drawing at 65</p><p>if I live to 75 I'll have received more money drawing at 65</p><p>if I live to 80 I get about $900 overall less than waiting to 66.8</p><p>If I live to 85 the numbers change to getting overall about $18k less than waiting to 66.8 </p><p></p><p>So 80 seems like the change over point for me. None of my paternal side men have ever lived that long. My maternal side men haven't either. I'm now thinking I'll take it at 65 plus won't be out of pocket for nearly $500 every quarter for medicare premiums they would bill me for while waiting for age 66.8 to get here.</p></blockquote><p></p>
[QUOTE="foghorn918, post: 3944712, member: 11059"] This thread has got me to do some number crunching When I look at numbers projected out based on my current SS statement, as of today, If I draw at 65 (4 months away) as opposed to waiting for age 66.8 for full benefit: if I live to 70 I'll have received more money drawing at 65 if I live to 75 I'll have received more money drawing at 65 if I live to 80 I get about $900 overall less than waiting to 66.8 If I live to 85 the numbers change to getting overall about $18k less than waiting to 66.8 So 80 seems like the change over point for me. None of my paternal side men have ever lived that long. My maternal side men haven't either. I'm now thinking I'll take it at 65 plus won't be out of pocket for nearly $500 every quarter for medicare premiums they would bill me for while waiting for age 66.8 to get here. [/QUOTE]
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