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The Water Cooler
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state farm
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<blockquote data-quote="tiasman" data-source="post: 3785820" data-attributes="member: 11114"><p>Insolvency of an insurer is extremely rare, like don’t worry about it rare. They are highly regulated on money in reserve and they also have reinsurance, which is insurance for insurance companies. Insolvency is nothing to be concerned with.</p><p></p><p>I am still in claims but I work for myself now so I deal with all the companies all the time. These are the companies that I find are dependable in claim handling and I will insure with when the price is right. I’m not saying I like them, I’m saying they have decent claims departments and will pay what they owe:</p><p></p><p>Travelers, Allstate, State Farm, Safeco, Liberty Mutual, Esurance, Geico, Progressive, Hartford. I will never use Farmers because I hold a grudge but they are fine too.</p><p></p><p>Bear in mind I have seen all of these companies screw up from time to time and none of them do what is right all the time. I’ve also seen them all overpay here and there.</p><p></p><p>The company I’ve seen the most consistency from and I would keep forever if they’d keep price low all the time is Travelers.</p></blockquote><p></p>
[QUOTE="tiasman, post: 3785820, member: 11114"] Insolvency of an insurer is extremely rare, like don’t worry about it rare. They are highly regulated on money in reserve and they also have reinsurance, which is insurance for insurance companies. Insolvency is nothing to be concerned with. I am still in claims but I work for myself now so I deal with all the companies all the time. These are the companies that I find are dependable in claim handling and I will insure with when the price is right. I’m not saying I like them, I’m saying they have decent claims departments and will pay what they owe: Travelers, Allstate, State Farm, Safeco, Liberty Mutual, Esurance, Geico, Progressive, Hartford. I will never use Farmers because I hold a grudge but they are fine too. Bear in mind I have seen all of these companies screw up from time to time and none of them do what is right all the time. I’ve also seen them all overpay here and there. The company I’ve seen the most consistency from and I would keep forever if they’d keep price low all the time is Travelers. [/QUOTE]
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