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The Water Cooler
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<blockquote data-quote="POKE1911" data-source="post: 2796121" data-attributes="member: 24536"><p>You can't go wrong with a truck. There are good deals out there you just have to look. Hopefully you do not need to rush into a decision. My biggest suggestion is link up with a credit union first. They have kick ass rates. We paid 1.9% apr on a 2 year old Jeep on a 5 year note. Figure out how much you are comfortable paying monthly and what term. Do not be afraid to go longer term as long as the interest is good. You can always pay down more if need be. So now you will be looking at an out the door cash price. Then you can go to the lots or classifieds with that number as your cap and see what you can find. Keep that cap to yourself, and negotiate on an out the door cash price. Educate yourself on KBB, and NADA guides to see what market pricing is. If you can be around nada wholesale then you probably have a good deal. I have heard good things about cars.com as well to find good pricing.</p></blockquote><p></p>
[QUOTE="POKE1911, post: 2796121, member: 24536"] You can't go wrong with a truck. There are good deals out there you just have to look. Hopefully you do not need to rush into a decision. My biggest suggestion is link up with a credit union first. They have kick ass rates. We paid 1.9% apr on a 2 year old Jeep on a 5 year note. Figure out how much you are comfortable paying monthly and what term. Do not be afraid to go longer term as long as the interest is good. You can always pay down more if need be. So now you will be looking at an out the door cash price. Then you can go to the lots or classifieds with that number as your cap and see what you can find. Keep that cap to yourself, and negotiate on an out the door cash price. Educate yourself on KBB, and NADA guides to see what market pricing is. If you can be around nada wholesale then you probably have a good deal. I have heard good things about cars.com as well to find good pricing. [/QUOTE]
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