There are a lot of financial vehicles available to secure your retirement. With 21 years left, I'd recommend jumping into more than one right now. Compound interest is more powerful than pretty much any imported labor force! Just sayin!I said segregation the only reason I mentioned racism. Many times people confuse them in the other circles I am with.
I also am not Grumpy I just like having a plan is all. 401k isn't gonna work, bitcoin will NEVER be more than something like Vbucks for fortnite.
And I don't trust banks at all, never going to give them my money in a savings account because that is how they provide loans at 9x the value I gave them.
So it is SS or winning the lottery pretty much. 21 years away unless they raise it to 75 since we can just plug and play with organs at that point?