We had just picked up a to go order at Spencers and was headed home down NE 23rd when a USPS mail truck was placing some mail in a roadside mailbox, the car ahead of us was stoped and we stoped safely. I looked in the rear view mirror and a white car was coming up quickly behind us and didn't look like it was going to stop. It didn't. The car hit us and totaled out our car, pushed the rear of the car forward and even the driver's door was wedged shut. 2012 Camry, 38,000 miles, full tank of gas, all maintenance has been done by the local Toyota dealer and wham! Gone in an instant.
Wife is bruised only and I would have been alright had the car that hit us not shoved us into the car ahead of us and which time I stoped at the steering wheel with my forehead receiving a laceration and goose egg. So they took me to the hospital and took some Cat Scans bandaged my sore head and released us. Then, the hospital GAVE us a voucher for a cab-$17.00 to get home. I told them I didn't need to be treated like an illegal and could pay a cab myself but they insisted. I didn't know that MWC Hospital gave that courtesy.
Anyway, we are both thankful that no serious injuries occurred but the car as mentioned is totaled-we don't owe anything on it but I'm wondering, how do insurance companies pay off on a totaled car? Low milage, no previous damage or accidents etc. Anyone know?
Wife is bruised only and I would have been alright had the car that hit us not shoved us into the car ahead of us and which time I stoped at the steering wheel with my forehead receiving a laceration and goose egg. So they took me to the hospital and took some Cat Scans bandaged my sore head and released us. Then, the hospital GAVE us a voucher for a cab-$17.00 to get home. I told them I didn't need to be treated like an illegal and could pay a cab myself but they insisted. I didn't know that MWC Hospital gave that courtesy.
Anyway, we are both thankful that no serious injuries occurred but the car as mentioned is totaled-we don't owe anything on it but I'm wondering, how do insurance companies pay off on a totaled car? Low milage, no previous damage or accidents etc. Anyone know?