So I have Terminix pest control for my house. Today was the annual termite inspection. I have seen termites in our yard fence, but no signs in the house. Will be replacing the fence within months. They have a $25 monthly termite service, and the inspector got me thinking about damage, hassle and, money of an infestation. How big of a threat are they for the average homeowner, and is 25 a month worth it when they have a supposed warranty on their service.