Listen, I'm not a financial guru, this is just a heads up. If you have some money just laying around look into getting it into some CD's. Right now the best CD's seem to be 12 month, paying 5% or more, but you can get a cd at 4% for 36 months. Meaning interest rates look like they will hold at 4-5% for awhile, this is pretty good, and I think we are in a window of opportunity right now. When we get into fall and winter interest rates might go down, and this opportunity will be gone. I'm just saying it's time to start paying attention.