Debt card backed by VisaQuite frankly, I can't function without my CCs.
What am I supposed to do when I travel, carry cash?
Who's gonna rent me a car, make hotel reservations etc. etc.
Good for you on being disciplined.Same here. Charge everything to them. Gas, Groceries, etc. American Airlines reward card.
Take a vacation every year with free airfare using the rewards.
You just have to be disciplined enough to pay them off every month, and not buy more than you can afford.
There is also a link to higher spending amounts with CCs versus cash. When you see that $100 bill leaving your palm it impacts your mind more than swiping a card only to be surprised at the bill later. True story.
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