Who are you guys using and can you get a policy that will just cover everything or do you have to get a rider for each gun? My current Homeowner's policy would require additional policy per item and that adds up to a ton of money really quickly.
I use my Farmers agent and have $18k coverage on all my firearms and accessories. I have a spreadsheet with all my serial numbers etc. It cost ~$60/year.
I need to look into getting a separate policy for all my stuff.
I wonder if USAA or any other insurance carrier would share with anyone else? Seems most everything is shared now days one way or another.
