Well, I got my notice from BCBS today. If I let it ride, my total premium will increase by more than that 76% they asked for (nearly 77%). My out of pocket for the premium, if my "Obamacare Subsidy" doesn't increase, will be almost three times what I am paying now .... 2.95 times as much if you want to be specific. And, the coverage is going down. Instead of paying 20% for a lot of stuff like lab work and X-rays, I will be paying 40%. SO, I will be looking for cheaper insurance (which probably won't be worth having), or just not having health insurance and paying the penalty, or the wife or I (or BOTH) will be going back to work. So much for retirement! (AND, Obamacare!)