I'd like to carry about 2 o'clock, but I'm too skinny. When I sit down the barrel jams into my leg. 4 o'clock is the only way I can make IWB work. 95 percent of the time that position works just fine, but there are those situations when I'm around around a group of people and I'd just rather them not know I carry.
I thought about the Kel-tec, but I like the idea of being able to lock the slide back on the LCP and the Ruger felt like it was a little better made.
Honestly, I just think you haven't tried hard enough.
I can't think of hardly anyone who cannot carry a j-frame 2:00....there really isn't even enough barrel for it to jam into your leg