Annoying credit card offers in the mail

[cichlid-dave]

Well since I am at work I now see all the other posts. LOL. but still turn them off as they can hurt your credit score also as every time one of those letters is sent they can pull that score. Some of them will send multiple letters to get your score down so they can charge more interest.

 

[Have Blue]

Those are entertainment for me. I remove anything with my name and address on them and put everything in their free postage envelope and send it back to them.

Or even better . . Tape it to a brick! I had a friend in Texas that used to do that. Cost the spammers several bucks....

 

[ttown]

You have to accept the offer to change a credit score since it's considered revolving credit you could use. Now if
you cancel a credit card that you've been using that can cause a hit to ones credit score.

 

[KOPBET]

Yeah I thought about that but does it really cost them on business reply mail?

Yes! *

 

[cichlid-dave]

Does anyone have some letter size scrap plate steel I can use to mail to them?

 

[Vamoose]

next time I think I'm going to try grass clippings

Careful you don't put anything in that might be considered hazardous caojyn, even by the loosest of standards. That could get you into a world of hurt.

 

[Fyrtwuck]

Does anyone have some letter size scrap plate steel I can use to mail to them?

Get a kid to pound a couple of wheel weights flat with a hammer and send them.

 

[beast1989]

Well since I am at work I now see all the other posts. LOL. but still turn them off as they can hurt your credit score also as every time one of those letters is sent they can pull that score. Some of them will send multiple letters to get your score down so they can charge more interest.

Not true at all. You have to give consent for a lender to pull your score. When you voluntary ask a lender to pull your credit history when applying for loans/credit that will lower your score. However, when a lender whom you already have an open line of credit with peaks at your history from time to time just to see if everything is dandy it does not hurt your score. Of course negative occurrences with your line of credit will impact your score.

 

[BikerHT]

next time I think I'm going to try grass clippings

I used to dump my ashtray from my garage in them...

 

[Chief Sapulpa]

Those are entertainment for me. I remove anything with my name and address on them and put everything in their free postage envelope and send it back to them.

I do the same with those magazine inserts...I write "no thanks" and drop them in the mail...it costs them about $2.50 for each card returned.