Insurance policy just for guns from State Farm.

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Waltercat

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"Considering the corporate attitude (which didn’t honor over 1/4 century of history without any claims), I wouldn’t recommend StateFarm to someone that I hate……"

I can say that insurance companies DO NOT give a sheet about your history other than prompt payment of premiums. They could not care less. Your 'agent' may care about getting your business and be very nice
though.
 

StLPro2A

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Yeah, my guns are covered under a valuable property coverage. I had to take pictures of each gun and list the cost of each. Most home or renters policies will only pay a low amount. Same with jewelry. I’m going to check out SF though.
Be careful keeping records of what you paid/sold guns. With new ATF definition of "being in the business,"If you ever sell them, ATF may term you as being in the business. Keeping cost/pricing records is one of their determinations of being a dealer, selling without a FFL, even at a loss. As attorney Kevin Jamieson, KC attorney, says..."It doesn't have to make sense, it's just the law."
 

HMCS(FMF)Ret.

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Be careful keeping records of what you paid/sold guns. With new ATF definition of "being in the business,"If you ever sell them, ATF may term you as being in the business. Keeping cost/pricing records is one of their determinations of being a dealer, selling without a FFL, even at a loss. As attorney Kevin Jamieson, KC attorney, says..."It doesn't have to make sense, it's just the law."
Not a problem. I keep everything I buy now. No more selling for me. I figure I can always pass everything down to my Grandson.
 

turkeyrun

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As my Agent told me, after our house fire. "Insurance companies live on statistics."

The fire was our 3rd major claim in 16 months. I mentioned that I would probably be canceled. He said, "no, more likely rate will drop. Statistics say you will file 3 claims in your lifetime. You have filed 3, chances are never again.."

My policy did drop after that. 40 years later, and haven't had another claim.
 

harley128

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Be careful keeping records of what you paid/sold guns. With new ATF definition of "being in the business,"If you ever sell them, ATF may term you as being in the business. Keeping cost/pricing records is one of their determinations of being a dealer, selling without a FFL, even at a loss. As attorney Kevin Jamieson, KC attorney, says..."It doesn't have to make sense, it's just the law."
But, but, but,,,,,,,,,,,,,,you need that information for your income taxes and the IRS !
 

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