Sand truck vs restored 1900 house

[Dave70968]

In my experience with claims I'd say an attorney may be needed eventually if the insurance company isn't moving forward on repairs. But if there's no personal injury, the better bet may be a public adjuster or good (as in, experienced handling homeowners/property damage claims) general contractor. There's no additional money to be made without personal injury, but there's things to look out for on property damage such as contents, betterment/RCV vs ACV, ALE (loss of use, or temporary living expense), meals if displaced from living in residence, etc...

But then that depends entirely on how the claim and repairs end up going. Likely won't need either if the company knows what the damage is and how to pay for it properly.

Agreed. If the company proceeds decently, you're better off without a lawyer. Even if a lawyer only took 25%, that's still a big chunk. PI is where the big money is; straight-up property damage is pretty easy to handle, and in a collision with a house, there's not really even a way for them to try to blame you ("the house came out of nowhere!").

 

[JD8]

Who's the insurance carrier?

 

[Personofinterest]

Pretty sure Great Western Out Omaha

 

[Personofinterest]

Update: structural engineer was here today. Damage to the foundation all the way back to the rear of house. Inside cracks, exterior facia and windows & doors in selected areas damaged.

 

[KOPBET]

Update: structural engineer was here today. Damage to the foundation all the way back to the rear of house. Inside cracks, exterior facia and windows & doors in selected areas damaged.

Cripes! Is that even repairable?

 

[CHenry]

Cripes! Is that even repairable?

Everything is repairable, for a price.

 

[Cowcatcher]

Update: structural engineer was here today. Damage to the foundation all the way back to the rear of house. Inside cracks, exterior facia and windows & doors in selected areas damaged.

Sounds expensive! I hope all goes well for ya!

 

[chazroh]

Sounds pretty bad, hopefully their insurance cooperates, sometimes homeowners are forced to file a claim on their own insurance and they will subrogate against the other company

 

[Personofinterest]

We will see who’s insurance is boss.

 

[dlbleak]

Man, I hope it works out for you. PITA for you and the Mrs though.