I completely agree with you tyromeo55.After my first layoff I bought my next car with cash so I wouldn't have to worry about car payments if I got laid off again.I am one of the few people in my neighborhood that isn't driving a $50,000.00 pick up.Seems like a lot of people in the oil industry are like that. You'd think knowing how it ebbs and flows that they'd figure out how to save a drive that ol' beater a little longer.